The RMR Perakku Prihatin Program is an initiative by the Perak state government through Yayasan Perak in collaboration with Syarikat Perumahan Negara Berhad (SPNB) aimed at helping the B40 group own their first home. This program offers interest-free housing loans, making the dream of homeownership more attainable for low-income citizens.
What is the RMR Perakku Prihatin Program?
The RMR Perakku Prihatin Program is specifically designed to assist the B40 group who wish to build their first home. By offering interest-free housing loans, this program alleviates the financial burden typically associated with purchasing a home. This initiative is part of the Perak state government’s efforts to ensure every citizen has a comfortable and safe place to live.
Background and Objectives of the Program
The background of the RMR Perakku Prihatin Program launch is to address the issue of affordable housing shortages for the B40 group in Perak. Many families still live in dilapidated or inadequate houses, and with limited income, the dream of owning a home seems unattainable.
The main objectives of this program include:
- Improving Quality of Life: Providing comfortable and safe housing to low-income groups.
- Reducing Financial Burden: Offering interest-free housing loans to ease the financial burden on applicants.
- Empowering the B40 Group: Helping the B40 group own valuable assets and improve their family's well-being.
Who is Eligible to Apply?
The program is open to all Malaysian citizens who meet several basic conditions. The eligibility requirements for applying include:
- Malaysian Citizen: Applicants must be legitimate Malaysian citizens.
- Age: Applicants must be 18 years old or above.
- Birth or Residency in Perak: Applicants must be born in Perak or have resided in the state for more than 10 years.
- Income: Household monthly income must not exceed RM5,000.
- Home Ownership: Applicants and their spouses must not own a home or must own a dilapidated or inadequate home.
- Land: The proposed land or site must be suitable and free from mortgages or encumbrances. If the applicant is not the landowner, they must obtain permission from the proposed landowner.
- Land Area: The land area must be at least 3,600 square feet.
Required Supporting Documents
To ensure the application can be processed smoothly, applicants need to provide the following supporting documents:
- Copy of Identity Card of Applicant and Spouse (if applicable)
- Copy of Landowner's Identity Card
- Copy of Second Applicant's Identity Card (if applicable
- Latest Land Title Deed Copy
- Latest Official Search Certificate from the Land Office
- Copy of recent salary slips (latest 3 months)/statutory declaration of income/income confirmation letter for the applicant/second applicant
- Statutory declaration/confirmation letter of not owning a home or owning a dilapidated home
- Landowner's release consent letter
- Copy of applicant's marriage certificate, divorce, or death certificate
- Photographic Site Report Form
How to Apply
To apply for the RMR Perakku Prihatin Program, applicants can follow these steps:
01.
Application Form
Applications can be made at the Yayasan Perak Office or by downloading the form from the official Yayasan Perak website at www.yayasanperak.gov.my
02.
Supporting Documents
Prepare all required supporting documents.
03.
Submit Application
Submit the completed application form along with the supporting documents to the Yayasan Perak Office.
Monthly Installments
Although the housing loan is interest-free, applicants need to pay a monthly installment determined based on the loan amount and repayment period. The estimated monthly installment is usually in the range of RM300 to RM400 per month, depending on the approved loan amount.
Program Leaders
Yayasan Perak is the main leader in the implementation of the RMR Perakku Prihatin Program. This foundation plays a crucial role in ensuring the smoothness and effectiveness of this program. In collaboration with SPNB, Yayasan Perak strives to meet the housing needs of the B40 group in Perak.
Testimonials and Success Stories
Since its launch, the RMR Perakku Prihatin Program has helped many families in Perak.
Rumah Mesraku Rakyat (RMR) Perakku Prihatin Key Handover Ceremony
Frequently Asked Questions (FAQ)
- What does the B40 group mean?
The B40 group refers to the Malaysian population with a household income of RM4,850 per month and below.
- How can I find out the status of my application?
You can contact the Yayasan Perak Office or check the application status through the official Yayasan Perak website.
- Do I have to pay an application processing fee?
No, there are no processing fees for applying to this program.
Future Prospects of the Program
The Perak state government, through Yayasan Perak and SPNB, is committed to continuing to expand the RMR Perakku Prihatin Program to meet the housing needs of the B40 group. In the long term, this program is hoped to reduce the poverty rate and improve the quality of life for the people of Perak.
Conclusion
The RMR Perakku Prihatin Program is a golden opportunity for the B40 group in Perak to own their first home without the burden of interest. This program not only helps financially but also improves the quality of life for the people by providing comfortable and safe housing.
With this program, the Perak state government hopes to ensure that every citizen has a decent and comfortable place to live.
For more information about other programs and initiatives offered by the Perak state government, please visit the Perak Sejahtera 2030 website. This website aims to be a one-stop information center for all news, programs, and schemes related to the Perak state government.
Perak Sejahtera 2030 is designed as a guideline for the formation of policies, initiatives, and major agendas of the state for the years 2022-2030 by the Perak State Government under the leadership of YAB Dato’ Seri Saarani bin Mohamad, the Chief Minister of Perak.
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